keep in mind, this card isn’t for everyone. It’s really designed for people who travel a lot. If you only travel occasionally, the annual fee might not make sense for you. But if you’re like me and you’re constantly on the move, the Amex Platinum can seriously elevate your travel experience. If you’re an active …
4 Things Every Frequent International Traveler Must Have
If you are a frequent international traveler, you might want to consider getting these 4 things before traveling abroad: An ATM or debit card with no foreign transaction fees and no ATM fees for using an ATM anywhere in the world. If you have a checking account with Schwab Bank, you will pay no ATM …
The Most Important Credit Card Benefits to Look for if You Are a Full-Time Traveler
Before I consider applying for any travel credit card, I usually look for answers to my 9 main questions about the card: Is the card free of foreign transaction fees? Does it offer the ability to lock/unlock the card through the app for added security against fraud? Does the card offer expedited shipping for a …
The Smart Approach to Find a Good Job
Filling a vacant job position is one of the most challenging tasks an employer faces, and securing that job is one of the most difficult tasks a job applicant faces. It’s fair to say that it’s a tough process for both parties. Have you ever wondered why, after applying for your dream job, you never …
A Long-Term Investor Does Not Panic During a Market Crash
The Dow Jones Industrial Average dropped over 2,000 points within a week in February 2018. A few of my friends panicked and asked, “Have you done anything to protect your portfolio from this market crash?” I replied, “I did nothing to change my portfolio. In fact, I didn’t even realize the Dow Jones had dropped …
Can the Power of Compounding Make You Wealthy?
A very small percentage of employees put in enough effort to navigate a better path to wealth and expedite their journey toward a stage where their investments generate substantial passive income—enough to cover monthly expenses for life. They dream of becoming financially independent and plan to retire in their late 30s or mid-40s, so they …
The Best Checking Account for International Travelers
If you travel abroad or plan to in the future, it’s essential to shop for a good Visa or MasterCard credit card that does not charge foreign transaction fees, regardless of the country you’re visiting. Additionally, you should have a checking account that charges no fees for using ATMs anywhere in the world. Most major …
How to Prime Your Mind for Positive Mental Thoughts
Imagine what a beautiful world we would have if everyone were always happy, thankful, and had positive thoughts all the time. Imagine how wonderful our society would be if everyone tried to do what they could to make others’ life better. Imagine how happy you would be if you were surrounded by happy people. Imagine …
How to Become a Valuable Employee in the Marketplace
Most wealthy people own their businesses and work for themselves. They use their talents and skills to build their business empires. They constantly pursue more revenue, efficiency, and productivity. They work hard, think critically, and take significant risks while making sacrifices along the way. They are always hungry for creative ways to acquire and retain …
More Success Comes After Low Expectations
Life seems so simple and enjoyable when we have low expectations. High expectations sometimes lead to a lack of motivation and failure to achieve goals. Low expectations, on the other hand, make things more realistic and generate high motivation that helps people reach their goals. Last month, I sat down with a bright 22-year-old woman …